Consumer Loans:

Consumer loans are available for financing of personal needs.

First Time Homeowners’ Program:

We have developed a specific program for the first time homebuyer, which includes:

• Rates and terms to fit individual needs
• No loan origination fee
• Not limited to new houses

Home Mortgage Loans:

We offer a mortgage loan program, which includes longer terms with an adjustable rate.

Home Improvement Loans:

Loans for any type of home improvement needs.

Auto, Truck and RV Loans:

Loans for new and used vehicles are available.

Community Development Loans:

We are committed to the development of the communities in which we live and work and strive to be involved in all facets of their development.

Commercial Loans:

Commercial loans are available.  Terms and financing criteria are based on type of business needs.

Small Business Administration Loans:

We work closely with the Small Business Administration to aid in the start-up and continuation of business financing.

Industrial Loans:

Industrial loans are available.  Terms and financing criteria are based on type of business needs.

Agricultural Loans:

Farming is an important industry in the area we serve, and we strive to be involved in this process.

For additional information, please contact a loan officer at our main office in Elkins at (304) 637-2265, in Parsons (304) 478-2461, or in Mill Creek at (304) 335-2222.