Loans Mountain Valley Bank

If you receive an unsolicited phone call or text message purporting to be from Mountain Valley Bank, N.A., requesting banking information, please hang up immediately. We will never call you or send you a text message to request your banking or other personal information. Phone numbers can be easily spoofed, so just because the call appears to be coming from Mountain Valley Bank, N.A. or any other banking institution, it does not necessarily mean it originates from that location. If you are unsure whether the call or text message you have received is legitimate, please feel free to hang up and call our office at (304) 637-2265 to ask more. This has been a common scam attempt affecting local banks, as well as national banks, for a number of years. Some tell-tale signs that the person contacting you is a probable scammer:

The caller is rude or pushy and tries to create a sense of urgency

The caller insists on keeping you on the phone

You are advised that your computer or smart device has been compromised, and the caller offers to help you resolve the issue

You are asked to confirm or deny potentially suspicious account activity

These are all red flags and should prompt you to hang up or delete the text message immediately. Please feel free to contact us directly at (304) 637-2265 if you have any questions or concerns.

Consumer Loans:

Consumer loans are available for financing of personal needs.

First Time Homeowners’ Program:

We have developed a specific program for the first time homebuyer, which includes:

Rates and terms to fit individual needs
No loan origination fee
Not limited to new houses

Home Mortgage Loans:

We offer a mortgage loan program, which includes longer terms with an adjustable rate.

Home Improvement Loans:

Loans for any type of home improvement needs.

Auto, Truck and RV Loans:

Loans for new and used vehicles are available.

Community Development Loans:

We are committed to the development of the communities in which we live and work and strive to be involved in all facets of their development.

Commercial Loans:

Commercial loans are available. Terms and financing criteria are based on type of business needs.

Small Business Administration Loans:

We work closely with the Small Business Administration to aid in the start-up and continuation of business financing.

Industrial Loans:

Industrial loans are available. Terms and financing criteria are based on type of business needs.

Agricultural Loans:

Farming is an important industry in the area we serve, and we strive to be involved in this process.

For additional information, please contact a loan officer at our main office in Elkins at (304) 637-2265, in Parsons (304) 478-2461, or in Mill Creek at (304) 335-2222.

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